utenation Posted February 26, 2020 Share Posted February 26, 2020 8 minutes ago, Orange said: He also wants to cancel student-loan debt. How much would that free you up? 0.. My student loans were paid off many moons ago.. I'm 45. Link to comment Share on other sites More sharing options...
Orange Posted February 26, 2020 Share Posted February 26, 2020 4 minutes ago, utenation said: 0.. My student loans were paid off many moons ago.. I'm 45. I'm 41 and still owe 60k. Jesus. Link to comment Share on other sites More sharing options...
utenation Posted February 26, 2020 Share Posted February 26, 2020 4 minutes ago, Orange said: I'm 41 and still owe 60k. Jesus. I worked and went to school and paid for most of my college out of pocket.. A few grants helped out too. Link to comment Share on other sites More sharing options...
Orange Posted February 26, 2020 Share Posted February 26, 2020 3 minutes ago, utenation said: I worked and went to school and paid for most of my college out of pocket.. A few grants helped out too. I took care of undergrad in my late 20s. Going back to law school stuck me with a toxic debt. Don is a lawyer too, but he went in 1865 when a gunny sack full of quarters sufficed to pay tuition, books, housing, meals, and a masseuse. Link to comment Share on other sites More sharing options...
utenation Posted February 26, 2020 Share Posted February 26, 2020 4 minutes ago, Orange said: I took care of undergrad in my late 20s. Going back to law school stuck me with a toxic debt. Don is a lawyer too, but he went in 1865 when a gunny sack full of quarters sufficed to pay tuition, books, housing, meals, and a masseuse. Yeah, I'm sure your price tag was much higher than mine.. Just a Bachelors for me.. I'm sure Don traded Livestock for tuition as well. Link to comment Share on other sites More sharing options...
azgreg Posted February 26, 2020 Share Posted February 26, 2020 58 minutes ago, utenation said: 0.. My student loans were paid off many moons ago.. I'm 45. I used the GI bill which was good for $20,100 back in the 80's. The rest I covered with a full time job while I was in school. Link to comment Share on other sites More sharing options...
PAC MAN Posted February 26, 2020 Share Posted February 26, 2020 59 minutes ago, Orange said: I'm 41 and still owe 60k. Jesus. Ouch! Wouldn't the interest that you could claim offset your taxes you owe and allow you to repay that loan faster? Link to comment Share on other sites More sharing options...
Orange Posted February 26, 2020 Share Posted February 26, 2020 54 minutes ago, Jalapeno said: Ouch! Wouldn't the interest that you could claim offset your taxes you owe and allow you to repay that loan faster? No, my income is too high to claim the interest, most years. I could pay the whole thing off tomorrow, but I value having a 6-month savings cushion in the bank too much. Link to comment Share on other sites More sharing options...
Orange Posted February 26, 2020 Share Posted February 26, 2020 I think the big difference in 2020 is that black voters are coming around on Bernie: https://www.newsweek.com/black-voters-prefer-bernie-sanders-over-all-other-democratic-candidates-new-poll-shows-1489209 Senator Bernie Sanders has surpassed former Vice President Joe Biden in support from black voters, making him the most favorable candidate for that demographic, a new national poll shows. The Hill/HarrisX survey has Sanders extending his lead in the 2020 Democratic presidential race after Tuesday night's debate—and with a 9-point advantage among black voters. Link to comment Share on other sites More sharing options...
mysfit Posted February 26, 2020 Share Posted February 26, 2020 Ah Well now The orange orangutan is rolling out all kinds of apparel, caps, hoodies etc embroidered with "woke" Yeah I can see that really making up for the oppressive policies, attacks on Kap. Shithole countries, white supremacists being good people. Link to comment Share on other sites More sharing options...
Orange Posted February 26, 2020 Share Posted February 26, 2020 42 minutes ago, mysfit said: Ah Well now The orange orangutan is rolling out all kinds of apparel, caps, hoodies etc embroidered with "woke" Yeah I can see that really making up for the oppressive policies, attacks on Kap. Shithole countries, white supremacists being good people. They don't beleive any of that actually happened. Seriously. If you ask a Trumpsexual about "Grab em by the pussy", they believe it wasn't actually said. THAT'S WHAT THEY BELIEVE. Link to comment Share on other sites More sharing options...
mysfit Posted February 27, 2020 Share Posted February 27, 2020 2 hours ago, Orange said: They don't beleive any of that actually happened. Seriously. If you ask a Trumpsexual about "Grab em by the pussy", they believe it wasn't actually said. THAT'S WHAT THEY BELIEVE. That's what Joe Blow white guy believes. And Mrs Blow Joe. I very much doubt POC are as deluded. Link to comment Share on other sites More sharing options...
utenation Posted February 27, 2020 Share Posted February 27, 2020 19 hours ago, Orange said: No, my income is too high to claim the interest, most years. I could pay the whole thing off tomorrow, but I value having a 6-month savings cushion in the bank too much. In my world, the 6 month plan is called "shakedown money".. On a serious note.. Very smart.. I'm in finance.. My simple advice is to never payoff significant debt with savings.. Use tools like homes or even non retirement investments first.. Lots of tools that sport large returns to make up loss rather than savings with low returns. Link to comment Share on other sites More sharing options...
Orange Posted February 27, 2020 Share Posted February 27, 2020 44 minutes ago, utenation said: In my world, the 6 month plan is called "shakedown money".. On a serious note.. Very smart.. I'm in finance.. My simple advice is to never payoff significant debt with savings.. Use tools like homes or even non retirement investments first.. Lots of tools that sport large returns to make up loss rather than savings with low returns. It's the Ramsey method. Pay off credit card debt, cars, student loans, and homes in that order. Link to comment Share on other sites More sharing options...
Orange Posted February 28, 2020 Share Posted February 28, 2020 This is why Bernie will always have my support (1978): Link to comment Share on other sites More sharing options...
azgreg Posted March 1, 2020 Share Posted March 1, 2020 Big win for Biden today. Link to comment Share on other sites More sharing options...
azgreg Posted March 1, 2020 Share Posted March 1, 2020 Link to comment Share on other sites More sharing options...
PAC MAN Posted March 1, 2020 Share Posted March 1, 2020 3 hours ago, azgreg said: Big win for Biden today. Yeah that was a big win. Had he lost, he could have been done. Link to comment Share on other sites More sharing options...
RogueDuck Posted March 1, 2020 Share Posted March 1, 2020 On 2/26/2020 at 8:03 AM, Orange said: That's assuming you have no health care expenses? I'm union, and have pretty good healthcare for myself and family. I pay $100 a month for it. We paid zero of my wife's pregnancy. I know not everyone has this kind of healthcare, but there is lots of people who do. If people really want to help, give me free dental and orthodontist. Kids braces are no joke. I could buy a car for the cost of those. Link to comment Share on other sites More sharing options...
glduck Posted March 1, 2020 Share Posted March 1, 2020 Hoping for a big day Tuesday for Bernie for all the obvious reasons AND because a nice showing for Joe would mean the GOP would suddenly remember they care so much about Hunter Biden. Link to comment Share on other sites More sharing options...
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